In an announcement made on popular gaming chat app Discord, Ketola, who goes by Monarch online, claimed that “We are under attack.”

He reasons that this comes just as Duel released 100% Return to Player (RTP) games. RTP is the percentage of cash that’s returned on a win. For instance, 95% RTP on a dollar would net you 95 cents.

The statement reads like a lot of those commonly found in online communities associated with Ketola. He mentions that he is “fighting multiple Matrix attacks.” The use of “The Matrix” as a metaphor for larger societal systems has been popularized by online figures such as Andrew Tate and others who encourage their audiences to “break free” from it.

Screenshot of Monarch’s October 2025 Discord post claiming account bans were part of a coordinated “Matrix attack.”

Ketola writes: “We are a threat to their profits. Looks like they have declared war. More updates on the situation later, fighting multiple Matrix attacks.

“Make no mistake, we are at war. Do your part. Sound the alarm. They can take me down, but they can’t take down the mission.

“Traditional crypto casinos WILL lose BILLIONS of dollars due to Duel, I promise you that much. They can keep banning accounts, but they can’t stop all of you from spreading the word.”

Who is Ossi Ketola?

Ossi Ketola is an internet personality who became known for running a Counter-Strike skin gambling site, CSGOEmpire.

He has since gained notoriety for his online behavior, as well as his recent entry into the poker world.

Monarch claims he’s under attack

Screenshot from a Kick livestream showing Monarch typing a message about being “poisoned” and “deplatformed” while addressing viewers.

On a stream on Kick, a platform affiliated with Stake.com, Ketola claimed that someone may have paid to have him banned. In a Notepad message displayed during the broadcast, he wrote:

“///They/// not only poisoned me with COVID and deplatformed me, but also sabotaged my microphone.”

The use of triple slashes (“///They///”) has been associated online with antisemitic symbolism. This phrasing is consistent with controversial language Ketola has used in past online statements.

During the stream, Ketola appears seated in front of the camera and says, “I need to find different solutions. I don’t like being out of Twitter, I need a voice, I need a platform.”

While Ketola’s account was reportedly suspended for violating X’s terms of use, the specific reason for the suspension has not been confirmed. Under Elon Musk’s ownership, X has generally taken a more limited approach to content moderation compared to previous management.

How did Ossi Ketola make his money?

Ketola has made his money through the video game Counter-Strike by providing skin gambling through CSGOEmpire. He also plays poker and is active in the streaming world. However, a good amount of his money now comes from his gambling business, Duel.

From niche online community to the mainstream

Recently, Ketola has broken from the niche online community he has built around himself and breached into the mainstream. His record-breaking poker games, wherein he won a $12.7 million prize at the Triton Poker Super High Roller Series Jeju. He also lost to poker legend Daniel “Jungleman” Cates in another eye-popping game, where Ketola lost $15 million.

However, he got his start through the video game Counter-Strike: Global Offensive. Succeeded by Counter-Strike 2 in 2023, the game has various skins for weapons and items featured in the game. Using the tools available from developer Valve, which also owns the Steam storefront platform, Counter-Strike now has an economy worth $5 billion.

Ketola introduced CSGOEmpire in 2016, which allows players to gamble with these skins. CSGOEmpire’s X account was also caught up in the ban wave, with Ketola’s main business now without its most prominent social media platform.

Valve recently introduced an update to Counter-Strike 2, which allows players to trade up for rarer items. This has since tanked the game’s economy, wiping out over a billion dollars, leaving it at the $5 billion it is now.

What is Ossi Ketola’s net worth?

Nobody knows exactly how much Ossi Ketola is worth, but it’s safe to say it’s a lot. Some analysts estimate his net worth to be between $25 and $50 million, thanks to huge poker wins such as the $12.7 million hand against Bjorn Li and the $10.99 million match with Alex Foxen.

But it’s not just poker money keeping him afloat. Ketola’s various business ventures reportedly far outweigh his poker earnings, which helps explain how he manages to handle the wild ups and downs of high-stakes games, including more than $17 million in reported losses.

ReadWrite has reached out to X for comment on the bans.

Featured image: Ossi Ketola via Kick

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Capital One agreed to pay a $425 million settlement after it faced nationwide litigation accusing it of cheating savings depositors out of higher interest rates by failing to advertise higher-yield accounts, according to a federal court filing.

The preliminary settlement, which is pending a judge’s approval, was filed in a notice on Friday in the U.S. District Court for the Eastern District of Virginia.

Depositors who sued the bank said that Capital One falsely promised higher interest rates on 360 Savings accounts, which had a fixed rate of 0.3 percent, and did not adequately advertise its better rates on 360 Performance Savings accounts.

The higher-yield account had an interest rate that was as high as more than 4 percent, according to the suit.

As a part of the settlement, $300 million will go to depositors to make up for the interest they would have earned in the higher-yield account.

The remainder of the settlement will go to depositors with open 360 Savings accounts as additional interest. Legal fees will also be paid out of the settlement.

As a part of the agreement, Capital One admitted no wrongdoing.

Representatives for Capital One and several lawyers for the plaintiffs did not immediately respond to requests for comment on Saturday.

The litigation in Virginia was combined from several separate lawsuits across the country.

On Wednesday, Letitia James, the New York attorney general, sued Capital One on behalf of depositors in her state for failing to notify 360 Savings account customers, who faced “artificially low” rates, that they could have switched to the account with better interest rates, according to a news release.

“Capital One assured high returns with no catches, then pulled the rug out from under their customers and hoped nobody would notice,” Ms. James said in the news release. “Big banks are not allowed to cheat their customers with false advertising and misleading promises.”

The suit brought by Ms. James was not subject to the settlement filed on Friday. Capital One said it would defend itself in court and rejected her claims.

The Consumer Financial Protection Bureau similarly sued the bank at the close of President Joseph R. Biden Jr.’s term in January, arguing that Capital One cheated consumers out of more than $2 billion in interest payments. The Trump administration has since dropped that case.

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How do you want your social media pages, smartphone photos and computer files handled after you die? While property and money distribution are usually at the top of the estate-planning list, don’t forget to leave instructions regarding your digital accounts and assets — so your survivors are left with more than just random bits and pixels from your online presence.

Here’s a short guide to getting your digital material in order, as well as advice for dealing with the accounts of those who departed without leaving directions.

Create a Digital Directive

A law known as the Revised Uniform Fiduciary Access to Digital Assets Act, enacted by most states, gives a chosen representative (like your estate’s executor) the authority to manage your electronic affairs. For specific instructions, create a document stipulating how you want your online accounts and all digital content handled when you die or become incapacitated, and keep it with your other estate papers.

Giving access to your account user names and passwords will greatly help your representative, but proceed carefully. You will need a safe place to list the credentials for all your financial institutions, as well as for any e-commerce stores, insurance policies, online storage, email, social media platforms, cable and wireless carriers, medical apps, and media subscriptions.

The 1Password app can hold all kinds of confidential information.Credit…1Password

One way to encrypt and store this sensitive information is to enter it all into a password-manager app. Wirecutter, the product review site owned by The New York Times, recommends 1Password ($3 a month for an individual plan, $5 a month for the shared family plan) or Bitwarden (free, with in-app upgrades). Apple and Google have their own free apps, which save and store passwords on devices running their software.

If you want an analog option, print out the list or write everything down in a notebook. Keep it updated, but make sure the list is locked in a home safe or another secured location, as it would be a gold mine for identity thieves.

Don’t forget to note the passwords and passcodes needed to get into your password manager app, phone, computer or tablet; most manufacturers can’t bypass a PIN code without erasing the device. Your survivors may need your contact list to tell people you’ve passed, and they may need to keep your phone accessible for any necessary two-factor authentication codes.

Designate a Legacy Contact

Along with compiling your digital directive and passwords, you should consider adding someone you trust as a “legacy contact” for your Apple, Google, Facebook and other accounts. A legacy contact is the person you choose to directly handle that account after you’re gone.

Apple added a legacy contact feature to its software in 2021 and lets you select a manager for your Apple account used with iPhones, iPads and Macs. To set it up, go into your system settings on the device or Mac, select your name and then Sign In & Security, and choose Legacy Contact.

Google has an Inactive Account Manager tool for dealing with your Google Account if you are not able to use it. To set it up, visit the Data & Privacy settings of your Google Account.

Facebook has a legacy contact setting for designating someone to manage your profile page, as well as a setting to delete your account when the company is notified of your death. For sites that don’t let you designate a person — and that you haven’t left instructions about — your executor typically must contact the company and request that the account be deleted or memorialized (converted to a static page).

Apple, Google and Microsoft are among those with account-deletion steps on their sites. Facebook, as well as other social sites, has a tool to download the photos and other content from an account before you delete it, as does Google with its Google Takeout feature.

Managing Without Instructions

On the other side of process, if you’re the person handling an estate for someone who didn’t plan for their digital legacy, your administration experience may take more time. But even if you did not receive instructions, you should try to shutter social-media profiles and other accounts to avoid misuse on the internet.

Just as you would inform financial and insurance firms of the person’s death, you should notify the social media and other companies and request that they close the deceased’s accounts. This typically requires providing a death certificate, an obituary, letters testamentary (court-issued documents given to an estate’s executor), your personal identification and other files. Digitized copies are often accepted.

The help sections of Instagram, LinkedIn, Microsoft, PayPal, X, Yahoo and other sites have instructions for account access and closures, as do those of Apple and Google. In many cases, you can request the account’s content like photos and posts, although this may require submitting even more legal documentation to the company.

Managing the digital assets of a deceased person without instructions can make a difficult time even harder — which is all the more reason to leave your loved ones everything they need.

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